Interest free credit 
Finance Available - 0% Interest
Interest Free Credit available from 12 to 36 months with no deposit
We offer you flexibility and control, allowing you to choose your monthly repayment amount or loan length, meaning you can spread your repayments over 3 – 36 months, to suit your individual needs. What's more, it's interest free.
Silentnight offer interest free finance packages from Barclays Partner Finance which could provide you with a range of options when purchasing your bed or mattress.
We offer 4 finance products which are available after you checkout, these include
- 12 Months - 0% interest free (minimum order £350)
- 18 Months - 0% interest free (minimum order £500)
- 24 Months - 0% interest free (minimum order £500)
- 36 Months - 0% interest free (minimum order £500)
Please see the representative example below to see how interest free credit works (example below based on an average spend).
Representative Example:
| Item Value (cash price) | £833.00 |
|---|---|
| Deposit | £0.00 |
| Loan Period | 12 months |
| Representative APR | 0% APR |
| Rate of interest | 0% p.a. |
| 12 monthly payment | £69.41 |
| Total amount payable | £833.00 |
Credit is subject to application and status. Terms & Conditions apply
SILENTNIGHT GROUP LIMITED act as a credit broker and not a lender. Silentnight only offer products from Barclays Partner Finance.
Who can Apply for Finance?
- Permanent UK Resident - min 3 years
- In regular, permanent employment working a minimum of 16 hours per week (including students)
- Retired from regular employment (minimum age 50)
- Not working through disability
- Self-employed
- Armed Forces
Credit is subject to application and status.
Terms & Conditions apply.
SILENTNIGHT GROUP LIMITED, LONG ING BUSINESS PARK, LONG ING LANE, BARNOLDSWICK, LANCASHIRE, BB18 6BJ (COMPANY REGISTERED NUMBER 7525259) act as a credit broker and not the lender. Silentnight only offer products from Barclays Partner Finance. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753 ). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP. To contact Silentnight please call our customer services department on 0800 242 5481.
